Legal & Platform Rules

Lucky105 Terms and Conditions – Rules for Pakistan Players

These Terms and Conditions form the complete agreement between you and Lucky105. By creating an account or placing any bet on Lucky105, you confirm that you have read, understood and agreed to everything written here. Please take a few minutes to go through it — it is written in plain language, not legal jargon, because we believe you deserve to understand what you are agreeing to.

Last Updated: 1 January 2025  |  Applies to all Lucky105 players in Pakistan
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What Every Lucky105 Player Should Know

Before reading the full Terms and Conditions, here are the six most important rules that apply to every Lucky105 account.

One Account Per Person

Each Lucky105 player is allowed exactly one account. Operating multiple accounts — whether under your name or using another person's identity — is a violation that results in permanent suspension and forfeiture of all balances. Lucky105 uses device and identity verification to detect duplicate registrations.

You Must Be 18 or Older

Lucky105 is strictly for players aged 18 and above. We take this seriously. If age verification reveals that an account was opened by someone under 18, the account is closed immediately, all winnings are forfeited and any deposits are returned to the payment source. No exceptions.

Bonus Wagering Requirements Apply

All Lucky105 bonuses carry wagering requirements that must be completed before winnings from bonus funds can be withdrawn. The specific requirements for each bonus are displayed at the time of claiming. Attempting to withdraw bonus funds before meeting the requirements will result in the bonus and any bonus-derived winnings being removed.

Withdrawals Go to Your Own Wallet

Lucky105 only processes withdrawals to payment methods registered in the same name as your Lucky105 account. Withdrawals to third-party wallets, bank accounts belonging to other people or unverified accounts are not permitted. This rule exists to protect players from fraud and money laundering.

Fraudulent Activity Means Account Closure

Any attempt to manipulate games, exploit technical errors, use automated betting software (bots), engage in bonus abuse, or commit payment fraud will result in immediate account suspension, confiscation of all balances and possible legal action. Lucky105 monitors all accounts for suspicious activity continuously.

Responsible Gaming Tools Are Available

Every Lucky105 player can set deposit limits, session time reminders, cooling-off periods and self-exclusion from their account settings at any time. Lucky105 is committed to player wellbeing and encourages all players to use these tools proactively to maintain healthy gaming habits.

1. Introduction


Welcome to Lucky105. These Terms and Conditions ("Terms") govern your use of the Lucky105 website, mobile platform, and all games, services and features accessible through your Lucky105 account. Lucky105 is an online gaming platform designed specifically for players in Pakistan, operating with all transactions in Pakistani Rupees (PKR).

By registering an account on Lucky105, depositing funds, claiming a bonus or placing any bet, you confirm that you have read these Terms in full, that you understand them, and that you agree to be bound by them. If you do not agree with any part of these Terms, you should not create or use a Lucky105 account.

These Terms apply alongside Lucky105's Privacy Policy and Responsible Gaming Policy, which are incorporated by reference. Where any contradiction exists, these Terms take precedence unless the specific policy document expressly states otherwise.

Important: Lucky105 reserves the right to update these Terms at any time. Updated Terms take effect from the date of publication on this page. Continued use of Lucky105 after an update constitutes your acceptance of the revised Terms. We will notify players of material changes via their registered email address where possible.

2. Definitions


For the purpose of these Terms, the following definitions apply throughout:

Term Meaning
"Lucky105" / "we" / "us" The Lucky105 online gaming platform accessible at lucky105.app and all associated services.
"Player" / "you" Any person who has registered or is attempting to register an account on Lucky105.
"Account" The personal gaming account registered on Lucky105 by a player.
"Balance" The total PKR value of real money funds and eligible bonus funds held in a player's Lucky105 account.
"Bonus Funds" Non-cash credit granted to a player under a Lucky105 promotion, subject to wagering requirements.
"Wagering Requirement" The number of times bonus funds must be wagered before winnings derived from them can be withdrawn.
"Services" All games, betting markets, live casino tables, promotions and account features available on Lucky105.
"PKR" Pakistani Rupees — the sole currency used for all transactions on Lucky105.

3. Account Registration


To use Lucky105's paid services — including depositing funds and placing bets — you must create a registered account. Registration is free and open to eligible players in Pakistan.

Registration Requirements
  • You must be at least 18 years of age at the time of registration.
  • You must provide accurate, complete and truthful information during registration, including your real name, valid mobile number and valid email address.
  • You may only register one account on Lucky105. Multiple accounts are strictly prohibited.
  • You must not register on behalf of another person or allow another person to use your account.
  • You must ensure the contact information associated with your account remains current and updated.

Lucky105 reserves the right to request identity verification documents at any time to confirm the details provided during registration. Failure to provide requested verification documents within a reasonable timeframe may result in account suspension and withholding of any pending withdrawals until verification is complete.

Providing false information during registration, including a false name, false date of birth or false contact details, constitutes a material breach of these Terms. Lucky105 may close any account where false information is identified and confiscate any funds held in that account.

Your Account Security: You are responsible for maintaining the confidentiality of your Lucky105 login credentials. Do not share your password with anyone. If you believe your account has been compromised, contact Lucky105 support immediately. Lucky105 will not be liable for losses arising from unauthorised access caused by your failure to secure your login credentials.

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4. Age Verification


Lucky105 operates a strict 18+ policy with no exceptions. Gambling by minors is illegal and Lucky105 is fully committed to preventing it.

Lucky105 may require players to submit age verification documents at any point — during registration, before processing a withdrawal or at any other time deemed necessary. Accepted verification documents include a valid Pakistani CNIC (Computerised National Identity Card), a valid Pakistani passport or another government-issued photo identity document showing date of birth.

Where Lucky105 has reasonable suspicion that a registered account belongs to a person under the age of 18, the account will be suspended immediately pending verification. All play during the suspension period is void. If verification confirms that the player is under 18, the account is closed permanently, all winnings are confiscated and any deposits are returned to the original payment source.

If a parent or guardian becomes aware that a minor has opened a Lucky105 account, they should contact Lucky105 support immediately at support@lucky105.app so the account can be closed and appropriate steps taken.

5. Deposits


All deposits to Lucky105 are made in PKR. Lucky105 supports the following deposit methods: Easypaisa, JazzCash, NayaPay, SadaPay, IBFT bank transfer, Visa and Mastercard debit/credit cards.

Deposit Rules
  • Minimum deposit: Rs 200. Maximum deposit per transaction as displayed on the deposit page at the time of transaction.
  • Deposits must originate from a payment method registered in your own name. Third-party deposits are not permitted.
  • Lucky105 does not charge fees on deposits. Your payment provider may apply their own transaction fees.
  • Deposits made in error — including overpayments or double-transfers — should be reported to Lucky105 support immediately. Lucky105 will investigate and, where appropriate, return excess amounts.
  • Lucky105 reserves the right to refuse a deposit or request verification of the payment source if fraud is suspected.

Deposits are typically credited to your Lucky105 balance instantly upon confirmation from the payment provider. In rare cases, delays may occur due to network issues on the payment provider's side. If a deposit has not reflected within 30 minutes, contact Lucky105 support with your transaction reference number.

Deposits are for gaming only. Funds deposited into Lucky105 cannot be transferred to other players, used for any purpose other than placing bets on Lucky105 services, or converted into any other form. Lucky105 is not a bank or financial service and does not pay interest on deposited funds.

6. Withdrawals


Lucky105 processes withdrawals of real money funds (not bonus funds) to the player's registered payment methods. All withdrawals are in PKR.

Withdrawal Rules
  • Minimum withdrawal: Rs 500. There is no maximum withdrawal limit, though large amounts may require additional verification.
  • Withdrawals are processed to the same payment method used for the most recent deposit wherever possible.
  • You may only withdraw to a payment method registered in your own name — the same name as your Lucky105 account.
  • Lucky105 does not charge withdrawal fees on standard transactions. Bank transfer IBFT withdrawals may be subject to your bank's fees.
  • Pending wagering requirements on active bonuses must be completed before the portion of the balance subject to those requirements can be withdrawn.
  • Identity verification must be completed before Lucky105 processes any withdrawal exceeding Rs 50,000 in a single transaction.

Lucky105 targets a withdrawal processing time of under 5 minutes for Easypaisa and JazzCash withdrawals. Bank transfers and card withdrawals may take longer depending on the receiving institution. These timelines are targets, not guarantees — periods of unusually high demand or technical issues at third-party payment providers may occasionally cause delays.

Lucky105 reserves the right to delay a withdrawal for up to 72 hours if fraud checks, bonus verification or identity confirmation are required. Players will be notified if their withdrawal is subject to a review period.

7. Bonuses and Promotions


Lucky105 offers a range of bonuses and promotions to both new and existing players. Each promotion has its own specific terms — minimum deposit, eligible games, wagering requirements, maximum bonus amount and expiry period — which are displayed on the promotion page at the time of claiming. The general rules below apply to all Lucky105 bonuses.

General Bonus Rules
  • Bonuses are credited automatically upon meeting the qualifying conditions (unless a bonus code is specified).
  • Each bonus is available once per player, household and IP address unless the specific promotion states otherwise.
  • Wagering requirements must be completed within the time period specified for each bonus. Uncompleted bonuses expire and are removed from your balance.
  • Attempting to withdraw before completing wagering requirements will result in forfeiture of the bonus and all bonus-derived winnings.
  • Maximum winnings withdrawable from bonus funds are capped as specified per promotion. Winnings above the cap are not cashable.
  • Lucky105 reserves the right to reclaim bonus funds or winnings if bonus abuse is detected.

Bonus Abuse: Lucky105 monitors for patterns consistent with bonus abuse — including placing opposite-side bets to reduce variance while meeting wagering requirements (known as "hedging"), systematically exploiting offers, or coordinating with other players to maximise bonus extraction. Where abuse is identified, Lucky105 may close the account, confiscate all balances and block future registrations.

8. Betting Rules


All bets placed on Lucky105 are final once confirmed. Players are responsible for verifying the details of each bet — including the amount, the selection and the market — before confirming. Lucky105 does not accept claims based on alleged misunderstanding after a bet is confirmed.

General Betting Rules
  • Minimum and maximum bet amounts are displayed on each game or betting market. These may vary by game type, table variant and player VIP level.
  • Bets placed during a technical fault or network interruption may be voided if the outcome cannot be confirmed. Lucky105 will review such cases and notify the player.
  • Lucky105 uses independently certified RNG systems for all non-live games. Results are genuinely random and cannot be influenced by the player or Lucky105.
  • For live casino games, the dealer's actions and game results are final. Disputes must be raised within 24 hours of the round in question via Lucky105 support.
  • For sports betting, the officially recognised result at the time of settlement is final. Lucky105 follows standard sports betting settlement rules for each sport and market type.

Lucky105 reserves the right to void bets placed at clearly erroneous odds — for example, odds resulting from a technical pricing error — regardless of whether the bet has already been settled. Where possible, the erroneous bet will be voided and the stake returned to the player's balance.

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9. Prohibited Activities


The following activities are strictly prohibited on Lucky105 and will result in immediate account suspension and forfeiture of all balances:

  • Opening more than one Lucky105 account or registering under a false identity.
  • Using automated software, bots or scripts to place bets or interact with Lucky105 games.
  • Attempting to manipulate game outcomes through technical exploitation, collusion with other players or any other means.
  • Making deposits using stolen, unauthorised or fraudulent payment methods.
  • Using Lucky105 for money laundering, illegal financial transfers or any activity prohibited by Pakistani law.
  • Sharing your account login credentials with any other person or allowing others to play on your account.
  • Attempting to access Lucky105 systems using VPNs or proxy servers to circumvent geographic restrictions or to conceal identity.
  • Engaging in any form of bonus abuse, including coordinated multi-account bonus extraction.
  • Making threats, using abusive language or harassing Lucky105 staff or other players.

Suspected Fraud: Lucky105 will cooperate fully with Pakistani law enforcement agencies in cases of suspected fraud, money laundering or other illegal activities. Player account data and transaction histories may be shared with relevant authorities as required by law.

10. Account Suspension and Closure


Lucky105 may suspend, restrict or permanently close a player's account in any of the following circumstances:

  • Breach of any provision of these Terms and Conditions.
  • Failure to complete identity or age verification within the required timeframe.
  • Reasonable suspicion of fraud, money laundering or prohibited activity.
  • Account inactivity — an account with no login for 12 consecutive months may be classified as dormant. Lucky105 will attempt to contact the player before taking any action on a dormant account.
  • At the player's own request — for self-exclusion or account closure.

When an account is closed for rule violations, all bonus funds and bonus-derived winnings are forfeited. Real money deposits that have not been involved in fraudulent activity may be returned at Lucky105's discretion after investigation. Lucky105 will not delay the return of confirmed legitimate funds for more than 30 days following the completion of any required investigation.

Players who wish to close their Lucky105 account voluntarily can do so by contacting Lucky105 support at support@lucky105.app. Account closure requests are processed within 48 hours. Any remaining eligible balance will be withdrawn to your registered payment method.

11. Responsible Gaming


Lucky105 is committed to responsible gaming and believes that playing should always be an enjoyable activity, not a source of financial distress or personal difficulty. The following tools are available to all Lucky105 players from the account settings page:

Responsible Gaming Tools
  • Deposit Limits: Set daily, weekly or monthly limits on how much you can deposit. Once set, limits cannot be increased for 24 hours.
  • Session Time Reminders: Receive notifications after a set playing time has elapsed in a single session.
  • Cooling-Off Period: Temporarily suspend your account for 24 hours, 7 days or 30 days. You cannot reverse a cooling-off period once activated.
  • Self-Exclusion: Permanently exclude yourself from Lucky105 for a set period. Self-exclusion cannot be reversed during the exclusion period.
  • Reality Check: Periodic reminders during gameplay showing session duration and net win/loss.

If you are concerned about your gambling habits, please visit the Lucky105 Responsible Gaming page for detailed guidance and support resources. Lucky105 takes problem gambling seriously and our support team is trained to provide assistance sensitively and without judgment.

12. Privacy and Data Protection


Lucky105 collects and processes personal data in accordance with its Privacy Policy, which is incorporated into these Terms by reference. The key principles are:

  • Lucky105 collects only the data necessary to provide its services — registration details, transaction records, gameplay history and communication records.
  • Player data is not sold to third parties for marketing purposes.
  • Data is stored securely using industry-standard encryption. Lucky105 implements technical and organisational measures to prevent unauthorised access.
  • Players may request access to their data or request deletion of their data (subject to legal retention obligations) by contacting support@lucky105.app.
  • Transaction data and identity verification records may be retained for a minimum of five years to comply with applicable anti-money laundering requirements.

Full details of how Lucky105 collects, uses and protects your data are set out in the Lucky105 Privacy Policy.

13. Intellectual Property


All content on the Lucky105 platform — including the website design, logos, graphics, game interfaces, software, text and promotional materials — is the intellectual property of Lucky105 or its licensed content providers and is protected by applicable copyright and intellectual property law.

Players are granted a limited, personal, non-exclusive and non-transferable licence to access and use the Lucky105 platform solely for personal entertainment purposes. This licence does not include the right to:

  • Copy, reproduce, modify or distribute any Lucky105 content without written permission.
  • Reverse-engineer, decompile or attempt to extract the source code of any Lucky105 software.
  • Use the Lucky105 brand, logo or name in any context — commercial or otherwise — without explicit written authorisation.
  • Create derivative works based on Lucky105 content or design.

14. Limitation of Liability


Lucky105 provides its platform on an "as available" basis and makes no warranties — express or implied — regarding the continuous availability, accuracy or fitness for purpose of its services.

Liability Limits
  • Lucky105 is not liable for losses arising from technical failures outside its reasonable control, including payment provider outages, network disruptions or force majeure events.
  • Lucky105 is not liable for any indirect, consequential or special losses — including loss of data, lost profits or missed opportunities — arising from use of the platform.
  • Lucky105's total aggregate liability to any player in respect of any claim shall not exceed the value of the player's net deposits in the 30 days preceding the claim.
  • Nothing in these Terms limits Lucky105's liability for fraud, death or personal injury caused by Lucky105's negligence, or any other liability that cannot legally be excluded.

Players accept that they use Lucky105 at their own risk and that gambling involves the risk of financial loss. Lucky105 encourages all players to set and respect personal limits and to treat gaming as entertainment rather than a source of income.

15. Amendments to These Terms


Lucky105 reserves the right to amend, update or replace these Terms and Conditions at any time. Changes take effect from the date of publication on this page. Where changes are material — significantly affecting player rights or obligations — Lucky105 will make reasonable efforts to notify affected players via their registered email address at least 7 days before the changes take effect.

Where a player does not agree with an amendment, they may close their Lucky105 account before the amendment takes effect by contacting support. Continued use of Lucky105 after the effective date of an amendment constitutes acceptance of the updated Terms.

Lucky105 will always maintain an up-to-date copy of these Terms on this page. The "Last Updated" date at the top of this document indicates when the most recent version was published.

16. Governing Rules and Contact


Lucky105 operates as an online gaming platform serving players in Pakistan. These Terms and the relationship between Lucky105 and its players are governed by and construed in accordance with Lucky105's internal platform rules, which take precedence in matters of game outcomes, bonus administration and account management.

Lucky105 does not accept unsolicited claims, chargebacks or payment reversals without prior dispute resolution. Players with a dispute should first contact Lucky105 support to attempt informal resolution before taking any other action.

Contact Lucky105
  • Email: support@lucky105.app
  • Live Chat: Available 24/7 through your Lucky105 account dashboard
  • Response Time: Email within 24 hours; Live Chat typically under 5 minutes

For matters relating to responsible gaming and self-exclusion, please visit the Responsible Gaming page or contact our dedicated support team directly.

These Terms and Conditions were last updated on 1 January 2025. Lucky105 thanks all players for taking the time to read and understand these rules. If you have any questions about any section, please contact our support team before registering or depositing.

Easypaisa
JazzCash
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IBFT / Bank
Visa / MC

Understood the Rules? Join Lucky105 and Start Playing in PKR Today

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